If you didn’t have health insurance by the end of 2014, the IRS will find out when you file a tax return. According to the Affordable Care Act (ACA) aka Obamacare, tax filers are asked on their returns whether or not they had insurance during the year. If you check no, you will be fined either $95 for each adult in your household who was not insured and $47.50 for each child (up to a maximum of $285 per family), or you’ll be fined 1 percent of your household income, whichever is greater. For the tax filing year of 2015, those figures go up to $325 for each adult and $162.50 for each kid or 2 percent of your income, whichever is greater. The fees are even higher in 2016. Visit healthcare.gov for more information on how Affordable Care Act affects your taxes.